Are you looking for a cash loan on a short term basis? Then, the doorstep loan offered here gives you the flexibility of weekly repayment instalment schedules. It will help you manage your financial commitments with ease. This is certainly the loan that you are going to feel `at home’ with.
Who does not like cash loans delivered right to their doorstep? Apply online here and get an instant decision within a matter of minutes!
What are these doorstep loans?
Doorstep loans are also referred to as home credit loans in the United Kingdom. They are categorised as personal loans. As suggested by their name, these cash loans are delivered to your very doorstep. A member of the site here would visit your home when you apply online and help you enter into a contract. The same person will also collect the loan repayments from your doorstep every week. These kinds of doorstep loans will give borrowers a great chance to go over their credit needs and their special financial circumstances face to face with the customer support member. Many customers in the United Kingdom prefer this type of service as it allows them to manage repayments entirely from the comfort of their homes at the day and the time suitable for them.
With the doorstep loans, there are no issues of hidden fees or charges for late payments. When a borrower encounters any issues concerning repayment of the loan, the customer service team member would go through your individual financial circumstances and help that borrower get his or her account running once again.
How much can you expect to borrow with these doorstep loans?
Doorstep loans allow people to borrow amounts between £100 and £2500. These cash loans are unsecured and they can only be availed for small and limited amounts. They can be organised here with a customer support service member on face to face basis. Doorstep loan lenders offer these types of loans for people with poor credit rating and for those who have been denied credit by mainstream high street lenders. The biggest facility offered by such loans is the convenience through home visits by lenders and their representatives to arrange the loan and collection of weekly repayments. These types of loans are also handy for those people who do not have a valid bank account and would like to avoid the stressful world of the payday loans.
How do the doorstep loans work?
You can have this loan delivered to your doorstep. Getting a cash loan delivered right to your door can be a convenient and a straightforward option when you want to borrow money. The whole process of a doorstep loan can begin by making an online application or an enquiry here. After receiving the application, the lender will make an instant assessment. When it is approved, the lenders will get in touch with you on the same day that you applied and arrange their team member to visit you at your home. The repayment schedule may vary anywhere from thirteen weeks to one hundred and four weeks.
The payment instalments are worked out on a weekly basis. There is no need of any bank account to be designated for this kind of a loan. The loan options are multiple. Borrowers have to select the option they prefer. The options involve the amount that is to be borrowed and the number of weeks chosen to make repayments. The member of the customer support team that visits your home will go through an assessment of affordability on your part to make sure that the loan is going to be sustainable and manageable for you. You have to provide documents giving proof of your identity along with proof of residential address and a regular source of income.
As with all other types of borrowing, doorstep loans can either have a negative or a positive impact on the borrower’s credit rating based on how well the loan is managed and repaid on time.